American Receivable
DFW: (972) 404-4726 | Austin: (512) 339-5112

#1 Factoring Company in the U.S.

Rated Best Factoring Company in Annual Review

We’re proud and excited to announce that we’ve been rated the #1 factoring company in the U.S. by Top10Reviews.

Top10Reviews is a leading consumer reviews website, and a subsidiary of Purch; an international, digital content and services company whose other online properties include Buyer Zone and Business News Daily.

Top10Reviews’ staff of independent reviewers and editors research the marketplace and assess the best choices in a range of categories, including software, science tech, small business services and products, and others. Scoring is based on overall performance, features, ease of use, and other attributes, and the scores are weighted to create an overall score, using a proprietary weighted system with 10 being the highest possible score.

Top10Reviews awarded American Receivable an overall score of 9.65 out of 10, and stated, “American Receivable is an excellent service with good rates, no extra fees and strong support. It has no commitment minimums and offers nonrecourse factoring, making this service the best in our lineup.”

Best Factoring Rates and Fees:

We received a perfect 10 for our competitive rates and fees. As the reviewers point out in their analysis, “Unlike some companies, American Receivable does not have a startup fee or an application fee. This saves you money and doesn’t disrupt your cash flow. The company also doesn’t have a termination fee for you to worry about if you need to stop factoring with American Receivable.”

We also scored a 9.4 out of 10 rating in both the Eligibility and Factoring Process categories.

According to the reviewers, “One of the major features of American Receivable that helped it earn our Top Ten Reviews Gold Award is that the company accepts invoices that are up to 120 days overdue. The average in this industry is between 60 and 90 days, so American Receivable’s ceiling is especially helpful to businesses that need to sell invoices with a higher delinquency.”

Commenting on our factoring process, the reviewers wrote, “American Receivable’s process is one of the best. It is a nonrecourse factoring company, which means that if your customers do not pay American Receivable you are not required to buy back the invoice you’ve sold to it. This reduces the risks associated with factoring and helps minimize any negative impact against your business’s cash flow.”

Best Customer Support

As an owner managed factoring company, we’re especially proud of the perfect 10 out of 10 score we received for our personalized customer support services.

In their summary, the reviewers state, “American Receivable offers a dedicated adviser to every company it works with. The dedicated adviser works with you every step of the way to answer any questions you might have, which can be useful and save time. This company also offers telephone support, live chat and email support.”  And, in the final recommendation, Top10Reviews emphasizes the importance of customer service in any factoring relationship.  “You should consider the customer service and support that each company provides,” write the reviewers. “It’s important to remember that they will be working with your customers, and you want to be sure your customers have a positive experience.”

Since our founding in 1979, we have striven to provide our clients with the most competitive rates, responsive customer service, and expedited approval times – often in as little as 24 hours.  Call us today at 1-800-297-6652 to learn if accounts receivable factoring is right for your business.

Click here to read our review on Top10Reviews.


Voted best Invoice Factoring Company for the last 15 years by

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