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American Receivable gives you $10,000 - $5 million in working capital by advancing your money that is tied up in unpaid invoices. We are rated as one of the best accounts receivable factoring companies for small business by Business.com

Our Partners Love Us

What is Invoice Factoring?

Why Factor With American Receivable?

Immediate Cash Flow
Focus on Core Business Activities
No New Debt Incurred
Faster Access to Capital
No Collateral Required

American Receivable

See what makes us different.

Experienced tenured staff
No long-term contracts
Free Dunn & Bradstreet and Experian reports
24/7 Client Web Access
We offer recourse and non-recourse factoring

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We know how important cash flow is to your business. Invoice factoring can help you access the funds you need, without the wait. We’re here to help you grow, and as a thank you for your time, we’re offering a free wireless USB charger to qualified business owners who complete our quick, no-obligation survey!

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Our Partners Love Us

We have just surpassed our first year as a business and have been using American Receivable for the majority of that time. I don't know how we would have made it without them. They have helped stabilize our company and we have established such a great relationship with Sarah, Jack, and, of course, Brad. They are so thorough, transparent, communicative and, dare I say, endearing with the dad jokes. Thank you guys for all that you do and for being so patiently willing to answer every single question I have!

We have been with American Receivable now for 3.5 years and have had nothing but great service from Jack and his team over there. We've worked with Brad and Sarah over the years and they have been nothing but fully supportive with our needs. As our company grew and then began to shrink due to Covid-related personnel losses, they have been there for us every step of the way. Now we are in the post-covid rebuilding stages and they remain steadfast in their support of our business as we add more personnel. Thanks guys for everything and we highly recommend American Receivable to any business owner looking for factoring services.

It has been a GRREATT experience working with American Receivable because I am small business based in Texas it was very important for me to work with a Texas Factoring company and I can honestly say that I chose the right one! It feels like working with family as they work with you to ensure that you are successful. I highly recommend American Receivable.

I’m happy to review American Receivable and Brad! Our nurse staffing company was just getting off the ground. Brad took the time to explain factoring and made sure we understood every step. With their factoring our nurse staffing agency makes every payroll and is adding new customers. Thank you Brad! Partnering with American Receivable is the best decision we have made!

Accounts Receivable Factoring

Ranked #1 among factoring companies nationally by:

Invoice Factoring for Small Business

We’ve helped small businesses and start-ups find success with alternative funding solutions

Learn What Makes American Receivable Stand Out from Other Factoring Companies

Listen To American Receivable’s Brad Gurney On The TDJ Equity Funding Insiders Podcast

Listen to American Receivable’s Brad Gurney on the TDJ Equity Funding Insiders Podcast! Brad sits down with host Jacquelyn Jackson

Years in business

1 +

In funds delivered

$ 1 B+

Businesses helped

1 +

A+

Rating on BBB

American Receivable has been our trusted & invaluable finance partner for 20+ years...

— Nick Eichelberger

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The Invoice Factoring Blog

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How Much Cash Can You Get With Invoice Factoring? Use Our Handy Online Calculator.

Extending Credit to Clients? Let American Receivable Help Manage Your Credit Risk

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