American Receivable
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American Receivable gives you $10,000 - $5 million in working capital by advancing your money that is tied up in unpaid invoices. We are rated as one of the best accounts receivable factoring companies for small business by Business.com

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How Much Cash Can You Get With Invoice Factoring? Use Our Handy Online Calculator.

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Extending Credit to Clients? Let American Receivable Help Manage Your Credit Risk

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Accounts Receivable Factoring

Ranked #1 among factoring companies nationally by:

  • Credit lines up to $5,000,000
  • Choose the invoices you need to factor
  • No long-term contracts
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What is invoice factoring?
Factoring for small business

Invoice Factoring for Small Business

We’ve helped small businesses and start-ups find success with alternative funding solutions

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Learn What Makes American Receivable Stand Out from Other Factoring Companies

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small business invoice factoring
1 +
Years in business
$ 1 B+
In funds delivered
1 +
Businesses helped

A+

Rating on BBB

Nick E
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American Receivable has been our trusted & invaluable finance partner for 20+ years...

— Nick Eichelberger

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American Receivable

See what makes us different.

  • No up-front fee, no due diligence fees and no surprises
  • No monthly minimums or maximums – clients determine their needs
  • Rates starting as low as .8%, with up to 95% advances
  • Custom tailored working capital solutions for each client
  • Fast approval – next day funding
  • Ranked #1 among factoring companies nationally
  • Privately owned and managed by original founders
  • Experienced tenured staff
  • No long-term contracts
  • Free Dunn & Bradstreet and Experian reports
  • 24/7 Client Web Access
  • We offer recourse and non-recourse factoring

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