American Receivable
DFW: (972) 404-4726 | Toll Free: (800) 297-66522

Invoice Factoring for Small Businesses

Improve Cash Flow With Small Business Factoring

Invoice factoring is a fast, easy, and reliable way for small businesses to secure funding. Unlike a traditional bank loan, small business factoring does not rely on your credit score for approval. In fact, it is not a loan at all. In essence, invoice factoring is a cash advance on your accounts receivable. 

If your small business has ever been in a bind because of slow paying customers, or if you have customers who are on 60 day terms, or have been denied by banks – then invoice factoring might be the right solution for you, and you need to call us right now. Remember, invoice factoring is not a loan – it is simply an advance on the money that’s owed to you.

We have helped thousands of small businesses secure the funding that they need to make payroll, purchase new equipment, make office improvements, and generate cash flow to help acquire even more business.

Small Business Factoring – Funding in As Little as 24 Hours

Small businesses of all sizes across many industries can benefit from invoice factoring. We can help you get funded if your business has unpaid invoices from selling products or services to other businesses. 

Because small business factoring is not a bank loan, nor is American Receivable affiliated with a bank, our approval process is lightning quick. Some have even received funding in less than 24 hours after a successful application process. Our highly competitive rates ensure that you get the most out of your unpaid invoices. 

Do not let the lack of cash flow prevent your business from capitalizing on new opportunities.

How Your Business Can Benefit from Small Business Factoring

Steady cash flow is the lifeblood of any small business, but slow-paying customers can derail even the most successful and stable businesses. Invoice factoring can help alleviate cash flow uncertainty. Some of our clients have used funds from invoice factoring to:

Small Business Factoring Can Help Your Small Business

What is Small Business Factoring? 

Invoice factoring is a cash advance on your accounts receivable. It is not a loan – it is an advance of the money that already belongs to you. Unlike a traditional bank loan, an approval for invoice factoring services is not incumbent on your credit rating. Rather, it is your customers’ creditworthiness that forms the basis of an approval. To give your invoice factoring application the best chance of success, only select invoices from your most trusted customers. You do not need to factor the entirety of your accounts receivable; you can pick and choose which invoices you would like to factor with us.

Once we receive your application, our team of small business factoring experts evaluate the submitted invoices and can often make a decision and transfer funds to you in as little as 24 hours

Straightforward Application Process

Minimal paperwork and required documents

No Personal Credit Checks

We look at your clients' creditworthiness - not yours.

Fast Approvals

Decisions made as quickly as 24 hours

Not Bank Affiliated

Our independence allows us to take on clients banks wouldn't.

Helping Fund Small Businesses and Start-Ups For Over 40 Years

Since 1979, American Receivable has helped small business across numerous industries realize their full potential. Staffing companies, manufacturing, outsourcing, wholesalers, distributors, and other B2B companies have relied on American Receivable for fast and dependable cash flow solutions. 

How Does American Receivable Help Small Businesses? 

We have helped our clients capitalize on new opportunities, take on larger accounts, cover payroll, and increase their marketing budgets with the cash flow they receive from small business factoring.  We are a small business ourselves. Your business needs to partner with an invoice factoring company that understands the unique challenges and pressures that come with running a small business. Call us today at 1 (800) 297-6652 or schedule an appointment to see how your business could benefit from invoice factoring solutions from American Receivable.