Invoice Factoring Versus Traditional Bank Loans

invoice factoring versus bank loan

We get asked a lot the differences between obtaining financing at a bank and using a factoring company?  As business owners are looking for additional financial sources, whether to take advantage of growth opportunities or to fight off increasing inflationary pressures, it’s important to choose the financing source that will best fit your needs. Traditional […]

Six Reasons To Use the Best Factoring Company

American Receivables Industries Served in Dallas TX

Asking a bank for a working capital loan is one way to give your company the additional cash it needs.  However, the days of easy credit are over, and banks have tightened their lending standards.  Many business owners are turning to alternative financial sources, like factoring.  Invoice factoring is a good solution since it dramatically […]

Maximize Your Factoring Relationship

business man shaking hands after a deal

Requests for bank loans by small, medium enterprises is still steady.  But with the uncertain economy, banks have tightened their lending standards.  This leaves more and more business owners looking to alternative lenders to meet their financing needs. As more business owners investigate factoring there remains an amount of confusion about invoice factoring and the […]

Austin Companies Strengthen Supplier Relationships With Factoring

austin texas business invoice factoring

Austin business owners are benefiting in an unexpected way from factoring their invoices.  They have discovered that with the cash generated from factoring they often become a preferred vendor by their suppliers.  Having a good relationship with your suppliers is secondary only to having a good relationship with your customers.  Business owners realize how critical […]

Business Sense: Pricing of Goods is Critical to Cash Flow

business pricing strategy

Business owners struggle when they take on the task of pricing their product or service.  Many times, they will set the price too low, thinking that a lower price will increase sales. Lower margins on products or services can affect cash flow, which in turn affects the ability of the business to grow.  Pricing is […]

Customer Care Versus Phone Trees

invoice factoring austin

At ARC you won’t find maddening phone trees, pressing 2 for English, waiting for a Chat-Bot to answer a question or outsourcing customer care to a different country. You WILL find: Phone calls being promptly answered by a real person! Our account reps truly care for their client’s success. 24/7 real time account access. Managed […]

Business Tip: Perfect Your Elevator Pitch

elevator pitch

Whether you’re describing your business to strangers or trying to land a new customer its important to have a clear, compelling elevator pitch prepared.  Some business owners will default to describing who, what, where when and why of their companies.  This can work when talking with industry insiders who understand the jargon, but it is […]

Austin Business Owners Get the Funds They Need

austin small business

If you’re an Austin business owner who waits weeks or even months to get paid by your customers, then accounts receivable factoring may be a good solution for you. Invoice factoring allows the business owner to get the money they need now by selling their open invoices for cash.  Unlike a conventional bank loan, factoring […]

Rent Inflation in Austin, TX and How Factoring Can Help

rent increase in austin, tx

A recent survey of Rents paid by small to medium sized businesses shows worrisome trends.  In this survey, 33% of U.S. based SMBs could not pay May rent in full and on time.  That’s up 5% April.  The report also shows that 52% have experienced rent increases in the past six months.  As Austin entrepreneurs […]

Austin Entrepreneurs Are Turning to Factoring

austin small business

Many Austin business owners are facing the challenge of finding additional funding for their growing business.  In response to the economic uncertainty, traditional banks are tightening up their lending policies.  Meaning more small and medium sized businesses are being turned down for a loan.  Business owners face several hurdles when it comes to applying for […]