Invoice Factoring Versus Traditional Bank Loans

Invoice Factoring Versus Traditional Bank Loans

What’s the difference between factoring and traditional bank loans?  When searching for financing business owners typically turn to banks for a loan.  In many cases, this option is ideal, but there are times when invoice factoring is preferable – for several reasons. Traditional Bank Loans With traditional bank loans, you provide the bank with the […]

Cash Flow Solutions For Staffing Companies

Cash Flow Solutions For Staffing Companies

Staffing company owners know that happiness is positive cash flow.  But there are times when entrepreneurs are caught in a cash crunch.  The long-term fix is to do a detailed examination of every expense, analyze pricing and investigate raising additional capital.  This process will take time but won’t help you meet payroll by Friday.  Every […]

How to Grow Your Small Business

How To Grow Your Small Business

5 Tips to Grow Your Small Business Over half a million Americans start new businesses each month but about one-quarter of all new businesses fail within the first four years According to a recent Business 2 Community article by contributor Sarah Daren, one of the biggest challenges for entrepreneurs is inadequate cash flow.  “Many small […]

The History Of Factoring

The History of Factoring

The need for financing to facilitate commerce created factoring.  First found in the Mesopotamian culture, the laws of factoring are lined out the Code of Hammurabi.  Factoring was instrumental to international commerce in England in the 1400’s and was essential to financing the growing North American colonies.  Even the famous trip the pilgrims took on […]

Factoring For Success

Factoring For Success

Factoring Benefits: Online application, Funding in 2-3 days Factoring $10,000 to $2 Million per month Up to 95% advance No upfront fees or points No minimums Transparent pricing We understand that our prospects are busy, so we have streamlined our application.  We never ask for historical financials, tax documents or personal financial statements.  ARC has […]

Gearing Up For Growth With Invoice Factoring

If you are a business owner, you understand how difficult it can be get invoices paid on-time.  When customers are slow to pay their bills, this puts undue stress on your company’s cash flow, making it challenging to buy more supplies and make payroll.  Invoice factoring is the perfect solution to support ongoing growth by […]

How the Pandemic Has Affected Small Business Financing

pandemic smb funding

From the red hot economy of 2018 and early 2019 to government mandated shutdowns and supply shortages, small and medium sized business owners have had to both pivot and adapt to survive the pandemic.  Banks and small business financing companies were not excluded from this scenario.  Congress had the biggest influence in the economy by […]

Grow Your Manufacturing Company With Invoice Factoring

manufacturing invoice factoring

American Receivable helps manufactures grow their company by factoring invoices. Providing steady, predictable cash flow to our manufacturing clients so they can grow their business without incurring debt or giving up equity. This gives our clients a brighter future. Running a manufacturing company is hard work. Whether you’re a start up or an established enterprise […]

Top Reasons to Factor

top reasons invoice factoring

As businesses are recovering from the pandemic many business owners are trying to expand their company without taking on debt.  Last years economic roller coaster further convinced business owners that the risks of borrowing working capital is too risky.  More and more business owners have turned to invoice factoring to solve their cash flow issues.  […]

Online Business Lenders – Borrowers Beware

No hidden factoring fees

Online Business Lenders – Borrowers Beware When it comes to online business lenders, there are good ones and not-so-good ones, and it’s not always easy to tell the difference. Business owners have more options available for financing today than at any other time in the past. In addition to traditional lending avenues such as SBA […]