Invoice Factoring

Reasons Why You Should Partner Only With Independently Owned Factoring Companies

The longer you own and operate your business the more you value a partner that is on your side and always honest about what they can deliver.  For a growing business choosing the right factoring company makes all the difference between continued growth or hitting a wall. 

Factoring companies have traditionally been independently owned and operated, with the factor taking a keen interest in their client’s success.  Today’s marketplace is now dominated with factoring companies that are owned by publicly traded banks or Wall Street hedge funds.  These factoring departments are notorious for selling off clients, replacing employees with automation and limiting their clients to reduce their risk.  Instead of setting limits on your customers, bank owned factoring companies set a limit on your company and will not grow past it. Regardless of any new contracts you win.    To qualify at a bank owned factoring company business owner; must submit years of personal and corporate tax returns, pay application and underwriting fees, and wait for a committee that they’ve never talked to decide if they are good enough. 

American Receivable remains owned and operated by the original founders.  Prospects never pay an application fee and are qualified on the credit strength of their customers, not their credit. Unlike bank owned factoring companies that makes their decision based on your personal credit score and sets a credit limit on your business.  Our sales and administrative staff all have strong backgrounds in finance and have been responsible for operating businesses.  This ensures our clients that even day to day transactions are handled to benefit our client.  American Receivable’s longevity is based on our client’s success. 

Call us today at 800-297-6652 or schedule an appointment to learn how accounts receivable factoring improves small business cash flow.  In the DFW area, call 972-404-4726. To find out how invoice factoring can help get your small business off the ground, call Jack Stieber or Brad Gurney  or  complete our quick application form.

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We sincerely appreciate our trusted partners for these referrals: Specialty Rigging Company needs factoring to expand into a new market.  $150k a month. Oilfield Trucking