Managing Working Capital

Managing Working Capital

Financial experts agree that managing working capital and maintain cash flow is critical to a small businesses’ successes.  For young companies finding additional sources of working capital can be especially challenging.  More and more companies are finding cash flow relief by turning to alternative lending companies, like factoring. Traditional banks have several policies that make […]

Client Spotlight: The Cycle of Challenge and Success

Client Spotlight

American Receivable honors Germaine, one of our clients who provides warehouse workers around the DFW metroplex. The current labor shortage has created a need for creativity to fill the demand for workers. Germaine’s motivation has always been an effort to assist people trying to recover from setbacks, has been meeting this challenge for over five […]

Invoice Factoring Versus Traditional Bank Loans

Invoice Factoring Versus Traditional Bank Loans

What’s the difference between factoring and traditional bank loans?  When searching for financing business owners typically turn to banks for a loan.  In many cases, this option is ideal, but there are times when invoice factoring is preferable – for several reasons. Traditional Bank Loans With traditional bank loans, you provide the bank with the […]

Finish 2020 Strong

business team celebration

The challenges of 2020 have not stopped.  Looking back at the end of 2019 business owners were getting ready for another banner year.  The red-hot economy allowed some companies to succeed despite some sloppy business practices.  Here are some tips that would help a company thrive in a good economy and survive when times are […]

Financing vs Funding for Small Business

American Receivables - Financing vs Funding

Financing a business can be a challenge.  The old tradition of walking into the bank to get a loan has become more complicated.  You can no longer get a loan on a handshake.  As a small business owner, you may find that you do not qualify for a bank loan.  Banks require good credit and […]