American Receivable
DFW: (972) 404-4726 | Toll Free: (800) 297-66522
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Not All Accounts Receivable Factoring Companies are Equal 

In the world of business finance, having access to quick, reliable cash flow can make the difference between thriving and merely surviving. An Accounts Receivable Factoring Company often provides this essential service by converting outstanding invoices into immediate working capital. However, not all factoring companies are created equal. The landscape is dotted with firms that overcharge, impose hidden fees, bind clients with onerous contracts, and fail to deliver adequate customer service. Choosing the right partner is crucial, and here’s why American Receivable stands out from the crowd.

Understanding the Pitfalls of Many Factoring Companies

When businesses turn to factoring companies, they are typically seeking a straightforward solution to cash flow issues. Unfortunately, some companies exploit this need. They lure clients in with seemingly attractive terms, only to later reveal hidden fees that quickly add up. From administrative fees to exorbitant discount rates, these costs can significantly eat into the funds that businesses need for their operations.

Contracts with these companies can also be overly complex and restrictive. They often contain clauses that lock clients into long-term agreements with hefty termination fees, making it difficult for businesses to switch providers if they are dissatisfied with the service. Additionally, poor customer service can exacerbate these issues, leaving clients feeling unsupported and frustrated.

American Receivable: A Different Kind of Factoring Company

At American Receivable, we believe in transparency, fairness, and excellent service. As a 45-year-old firm, we have a long-standing reputation for integrity and reliability in the industry. Our company is owned and managed by its original founders, ensuring that the values we started with remain at the heart of everything we do.

Our clients’ success has always been our priority. We understand that our growth and longevity are directly tied to the prosperity of the businesses we serve. That’s why we have consistently focused on creating a supportive environment where our clients can thrive.

  • Top Rated and Google 5-Star Rated One of the most telling indicators of our commitment to excellence is our top-rated status and 5-star rating on Google. These accolades are a testament to the satisfaction of our clients. They reflect our dedication to providing transparent, fair, and reliable services. When you work with American Receivable, you are partnering with a company that has been vetted and praised by businesses like yours.
  • No Hidden Fees, No Surprises At American Receivable, we pride ourselves on our transparent pricing structure. We provide clear, upfront information about our rates and fees, so you always know what to expect. There are no hidden costs or surprise charges – just straightforward, honest financing that helps you manage your cash flow effectively.
  • Flexible and Fair Contracts Our contracts are designed to be flexible and fair. We understand that every business has unique needs, and we tailor our agreements to fit those requirements. Unlike some of our competitors, we do not believe in locking our clients into restrictive long-term contracts. Instead, we offer flexible terms that can adapt as your business grows and evolves.
  • Exceptional Customer Service Customer service is the cornerstone of our business. We believe that providing exceptional support is just as important as providing funding. Our team is always available to answer your questions, address your concerns, and ensure that you have a smooth, positive experience. We are committed to building lasting relationships based on trust and mutual success.

Why Choose American Receivable?

In a crowded marketplace, finding the right Accounts Receivable Factoring Company often feels like a daunting task. However, the right choice can be the catalyst for your business’s success. With American Receivable, you get more than just immediate cash flow; you gain a partner dedicated to your long-term growth and prosperity.

Our 45-year history, ownership by the original founders, top-rated status, and 5-star Google rating all speak to our unwavering commitment to excellence. We offer transparent pricing, flexible contracts, and exceptional customer service, ensuring that you have the support you need to succeed.


Not all accounts receivable factoring companies are equal. While some may overcharge, impose hidden fees, and provide poor service, American Receivable stands out as a beacon of reliability and integrity. With a focus on client success, transparent practices, and a legacy of excellence, we are the partner you can trust. Let us help you manage your cash flow effectively, so you can focus on what you do best – growing your business.

Jack Stieber 972-404-4726
Julie Adams 800-297-6652
Brad Gurney 972-404-4726
Dakota Stieber 800-297-6652

Voted best Invoice Factoring Company for the last 15 years by

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