Providing Business Factoring to Small Businesses
In today’s uncertain economic climate, commercial factoring provides a vital service for businesses struggling to maintain a healthy cash flow. Commercial factoring is an accepted cash flow solution and is used by small and medium-sized businesses that need immediate funding or don’t meet the stringent lending criteria of most commercial lenders
Call us at 800-297-6652 to learn more
Factoring offers a number of benefits, including:
- No Long-Term Contracts
- Funding in as Little as 24 Hours
- No Hidden Costs
- Improved Cash Flow
- No Limits on How Funds are Used
- No Intrusive Bank Audits
- Improved Credit Rating
- Completely Confidential
- No application fee
American Receivable Company Information
The funds you need, when you need them
Unlike traditional bank loans, factoring requires no lengthy application and audit process. In most cases, factoring provides you with the small business funding you need within 24 hours (less a small reserve).
Our factoring solutions are based on the financial strength and credit worthiness of our clients’ customers. We offer simple, straightforward solutions to businesses with less-than-perfect credit histories and companies undergoing reorganization.
Another difference between commercial factoring and traditional bank loans is the ability to use your factoring funds for any purpose you choose. Funds may be used to:
- Add inventory
- Make payroll
- Purchase or lease new equipment
- Upgrade existing equipment
- Expand facilities
- Hire additional staff
- Take advantage of vendor discounts
Unlike some types of working capital loans, commercial factoring has no negative impact on your credit rating. On the contrary, most of our clients return to traditional bank financing after the factoring relationship has been completed.
Over 30 Years’ Experience in the Factoring Business
At American Receivable, we understand that every business is unique. Since 1979, American Receivable has been helping businesses meet their day-to-day cash flow objectives by designing commercial factoring solutions that meet their specific cash flow needs.
In fact, most of our clients return to traditional bank funding one the factoring relationship is completed.
Contact us to learn more about the many benefits of commercial factoring, or call 1-800-297-6652 for immediate assistance.