What Is a Traditional Factoring Company?

business handshake invoice factoring

Business owners take advantage of invoice factoring for fast and simple access to cash. Selling their accounts receivable gives a business owner access to the cash needed to fund ongoing operations and growth.  Start-ups and smaller businesses often do not meet the criteria for a traditional business loan from a bank. Small, large, and even […]

Managing Working Capital

Managing Working Capital

Financial experts agree that managing working capital and maintain cash flow is critical to a small businesses’ successes.  For young companies finding additional sources of working capital can be especially challenging.  More and more companies are finding cash flow relief by turning to alternative lending companies, like factoring. Traditional banks have several policies that make […]

Cash Flow Solutions For Staffing Companies

Cash Flow Solutions For Staffing Companies

Staffing company owners know that happiness is positive cash flow.  But there are times when entrepreneurs are caught in a cash crunch.  The long-term fix is to do a detailed examination of every expense, analyze pricing and investigate raising additional capital.  This process will take time but won’t help you meet payroll by Friday.  Every […]

How to Grow Your Small Business

How To Grow Your Small Business

5 Tips to Grow Your Small Business Over half a million Americans start new businesses each month but about one-quarter of all new businesses fail within the first four years According to a recent Business 2 Community article by contributor Sarah Daren, one of the biggest challenges for entrepreneurs is inadequate cash flow.  “Many small […]

The History Of Factoring

The History of Factoring

The need for financing to facilitate commerce created factoring.  First found in the Mesopotamian culture, the laws of factoring are lined out the Code of Hammurabi.  Factoring was instrumental to international commerce in England in the 1400’s and was essential to financing the growing North American colonies.  Even the famous trip the pilgrims took on […]

Four Warning Signs of Predatory Lending

Warning Signs of Predatory Lending

As many small businesses are recovering from the pandemic, scammers and predatory lenders are taking advantage of businesses searching for funding.  As the Paycheck Protection Program is over and approvals for bank loans has dropped by 20%, this gap in funding is making business owners a bigger target to the vultures masquerading as legitimate funding […]

Factoring For Success

Factoring For Success

Factoring Benefits: Online application, Funding in 2-3 days Factoring $10,000 to $2 Million per month Up to 95% advance No upfront fees or points No minimums Transparent pricing We understand that our prospects are busy, so we have streamlined our application.  We never ask for historical financials, tax documents or personal financial statements.  ARC has […]

Gearing Up For Growth With Invoice Factoring

If you are a business owner, you understand how difficult it can be get invoices paid on-time.  When customers are slow to pay their bills, this puts undue stress on your company’s cash flow, making it challenging to buy more supplies and make payroll.  Invoice factoring is the perfect solution to support ongoing growth by […]

How the Pandemic Has Affected Small Business Financing

pandemic smb funding

From the red hot economy of 2018 and early 2019 to government mandated shutdowns and supply shortages, small and medium sized business owners have had to both pivot and adapt to survive the pandemic.  Banks and small business financing companies were not excluded from this scenario.  Congress had the biggest influence in the economy by […]

Grow Your Manufacturing Company With Invoice Factoring

manufacturing invoice factoring

American Receivable helps manufactures grow their company by factoring invoices. Providing steady, predictable cash flow to our manufacturing clients so they can grow their business without incurring debt or giving up equity. This gives our clients a brighter future. Running a manufacturing company is hard work. Whether you’re a start up or an established enterprise […]