Client Spotlight: The Cycle of Challenge and Success

Client Spotlight

American Receivable honors Germaine, one of our clients who provides warehouse workers around the DFW metroplex. The current labor shortage has created a need for creativity to fill the demand for workers. Germaine’s motivation has always been an effort to assist people trying to recover from setbacks, has been meeting this challenge for over five […]

Invoice Factoring Versus Traditional Bank Loans

Invoice Factoring Versus Traditional Bank Loans

What’s the difference between factoring and traditional bank loans?  When searching for financing business owners typically turn to banks for a loan.  In many cases, this option is ideal, but there are times when invoice factoring is preferable – for several reasons. Traditional Bank Loans With traditional bank loans, you provide the bank with the […]

American Receivable Celebrates National Small Business Week

small business invoice factoring

Even though we are 43 year old company, American Receivable still identifies as a small business.  Our founders are still involved in daily operations and management. The lessons they have learned are passed on to our staff clients.  Over the years as we have helped so many small businesses achieve their goals American Receivable has […]

Factoring for Cash Flow Management

a person using a calculator

Businesses with slow paying customer often sell their invoices to a factor to avoid a cash-flow crisis.  The factor buys the invoices, advancing 85%-90% of the invoice amount, after checking the credit-worthiness of the billed customer.  When the invoice is paid, the factor remits the balance, minus a nominal factoring fee. Business that utilize factoring […]

Best Rated Eight Years in a Row!

The prestigious website Business.com  has just announced their best factors for 2021.  For EIGHT years running American Receivable has been rated as the BEST factor for small, medium enterprises!   Business.com found that;    “American Receivable is an excellent factoring service with fast turnarounds, no monthly minimums and a long, reputable business history”.  Business.com uses a vetting […]

Looking Back with American Receivable

looking back

Our office that overlooks the Central Expressway and LBJ Freeway interchange is less than quarter mile away from where American Receivable started 42 years ago.  The original office was on 13th floor and was a converted supply closet with no windows.  As two young entrepreneurs we took our college finance degrees and started a factoring […]

Attaboy, Chandler!

EMT patch

My nephew just started riding in an ambulance for a living as an EMT.  This is his first step towards becoming a paramedic then eventually a nurse practitioner.  He has a lot of long nights in front of him that he eagerly awaits.    After many sleep deprived weeks, Jack’s daughter, Alex, is now only […]

Remembering a Good Friend

A single candle in the dark

1982 was a new world for Jack and me. We were barely out of college and starting what turned out to be a very successful factoring company. We had a lot of help along the way.  One of the most influential men in our young lives was Doug Forrer. Jack and I were great at answering the phone […]

Finish 2020 Strong

business team celebration

The challenges of 2020 have not stopped.  Looking back at the end of 2019 business owners were getting ready for another banner year.  The red-hot economy allowed some companies to succeed despite some sloppy business practices.  Here are some tips that would help a company thrive in a good economy and survive when times are […]

Factoring: What Is It and When to Use It

factoring written on a notebook

Slow paying customers is a major reason business owners are held back from growing their companies. A recent survey found that if all late invoices were paid at once, business owners could hire 2.1 million employees and pay themselves $31,000 more! Another study found that 82% of business failures were caused by cash flow problems. […]