In today’s competitive business landscape, maintaining strong cash flow is the key to staying ahead. Yet, many small to mid-sized businesses struggle with slow-paying customers, unexpected expenses, or seasonal dips in revenue. That’s where a Factoring Company becomes an invaluable partner in helping businesses thrive.
A Factoring Company provides immediate cash by purchasing your outstanding invoices. This form of financing, known as invoice factoring, allows you to access working capital without taking on new debt. Instead of waiting 30, 60, or even 90 days to get paid by your customers, a Factoring Company gives you funds within 24 hours—so you can meet payroll, pay suppliers, and focus on growth.
The Role of a Factoring Company
A Factoring Company bridges the gap between completing a job or service and receiving payment. When you sell your invoices to a Factoring Company, they advance a percentage of the invoice value—often up to 95%—and hold the remainder in reserve until your customer pays the invoice. Once payment is received, the reserve is released to you, minus a small factoring fee.
For many businesses, especially in industries like staffing, manufacturing, distribution, and transportation, factoring provides consistent cash flow to support operations and expansion. The benefits of working with a trusted Factoring Company are immediate and long-lasting.
Why Businesses Choose Factoring Over Traditional Loans
Unlike a bank loan or line of credit, factoring does not require a lengthy approval process, strong credit history, or collateral beyond your receivables. In fact, the approval process with a Factoring Company is based more on the creditworthiness of your customers than your own.
This makes a Factoring Company an ideal partner for start-ups, growing companies, and businesses recovering from financial hardship. When banks say “no,” a Factoring Company like American Receivable says “let’s make it work.”
How to Choose the Right Factoring Company
Not all factoring companies are the same. Choosing the right Factoring Company can make a huge difference in your experience and your bottom line. Here are a few things to consider:
- Reputation: Look for a Factoring Company with a solid reputation, long track record, and high customer satisfaction.
- Flexibility: The best factoring companies offer flexible terms without long-term contracts or hidden fees.
- Transparency: A trustworthy Factoring Company will clearly explain their rates, advance percentages, and fees.
- Customer Service: Your Factoring Company should be responsive, knowledgeable, and dedicated to your success.
American Receivable checks all these boxes—and more.
American Receivable: A Trusted Factoring Company Since 1979
For over 45 years, American Receivable has been a top-rated Factoring Company, helping businesses across the country turn invoices into cash. Based in Dallas, Texas, our team is committed to providing fast funding, competitive rates, and personalized service.
What sets American Receivable apart from other factoring companies?
- No hidden fees or long-term contracts – Just straightforward, honest financing.
- Fast approval and funding – Often within 24 hours.
- High advance rates – Up to 95% of your invoice value.
- Exceptional service – Our team works directly with clients to ensure a smooth process every step of the way.
We understand that every business is unique, so we tailor our solutions to meet your needs. Whether you’re a startup trying to get off the ground or a growing company needing capital to scale, American Receivable is the Factoring Company that delivers.
Real Results from a Real Factoring Company
Our clients range from staffing agencies and machine shops to IT service providers and transportation companies. They all have one thing in common: they needed a financing solution that worked fast—and American Receivable delivered.
One recent client, a staffing agency in Texas, was turned down by their bank for a line of credit. They came to us, and we quickly set them up with a factoring facility. Today, they’re growing steadily, making new hires, and winning larger contracts. That’s the power of partnering with the right Factoring Company.
Ready to Work with a Top-Rated Factoring Company?
If your business needs working capital and you’re tired of waiting on slow-paying customers, it’s time to partner with a Factoring Company you can trust. American Receivable is here to help you grow, stay competitive, and gain financial peace of mind.
Contact us today to see how we can customize a factoring solution for your business. With American Receivable as your Factoring Company, your cash flow problems become a thing of the past.
Jack Stieber [email protected] 972-404-4726
Julie Adams [email protected] 800-297-6652
Brad Gurney [email protected] 972-404-4726
Dakota Stieber [email protected] 800-297-6652
