Running a successful business today requires more than just a great product or service—it demands healthy cash flow. For business owners struggling with long payment cycles or unexpected expenses, partnering with the best factoring company can be the difference between growth and stagnation. At American Receivable, we’ve spent over 45 years helping businesses unlock the cash they’ve already earned, making us the go-to solution for companies across a wide range of industries.
Why You Need the Best Factoring Company on Your Side
Factoring, also known as accounts receivable financing, allows businesses to sell their unpaid invoices for immediate cash. Rather than waiting 30, 60, or even 90 days to receive payment, you can access funds in as little as 24 hours. But not all factoring companies are created equal. Choosing the best factoring company ensures that you receive fair rates, exceptional service, and financial flexibility.
Here’s why businesses consistently rank American Receivable as the best factoring company in the industry.
1. Personalized Service with Every Client
Unlike many large financial institutions or national factoring chains, American Receivable treats every client like a partner. We understand that each business has unique challenges and cash flow needs. Our team takes the time to learn about your company, your customers, and your goals. That’s why we’re known not just as a factoring company—but as the best factoring company for customer service and personalized attention.
2. Transparent, Competitive Rates
One hallmark of the best factoring company is full transparency. At American Receivable, we’re upfront about our rates and fees. There are no hidden costs or confusing fine print. Our clients appreciate our honest approach and consistently competitive rates, which help maximize the working capital they receive.
Many of our clients come to us after having poor experiences with factoring companies that over-promised and under-delivered. Our integrity and professionalism have helped us build long-lasting relationships and a reputation as the best factoring company for growing businesses.
3. Fast Approvals and Flexible Terms
Business opportunities don’t wait for bank approvals. That’s why we’ve designed our application and approval process to be fast, simple, and stress-free. Most clients are approved within 24 hours, with funds arriving the very next day.
Flexibility is another reason why American Receivable is considered the best factoring company by entrepreneurs and CFOs alike. Whether you’re looking to factor all your invoices or just a select few, we tailor our solutions to your exact needs.
4. Support for a Variety of Industries
From staffing agencies and manufacturers to transportation companies and tech start-ups, American Receivable serves clients in virtually every industry. Our broad experience means we understand the unique payment terms and billing cycles common to your field—and can provide the specialized support you need.
We’ve become the best factoring company not just by offering funding, but by becoming a true partner in our clients’ success. We help you navigate growth, seize new contracts, and handle seasonal slowdowns without missing a beat.
5. Long-Term Stability and Trusted Reputation
American Receivable has been in business since 1979. In that time, we’ve helped thousands of companies thrive by solving their cash flow challenges. Our longevity, 5-star Google rating, and consistent recognition as a top-rated factoring company speak volumes about our trustworthiness and stability.
Clients searching for the best factoring company know they can rely on us—not just for today’s funding needs, but for long-term financial support.
Choose the Best Factoring Company—Choose American Receivable
When it comes to factoring, your choice of provider makes all the difference. The best factoring company will not only help you access the funds you need but will also be a trusted advisor on your journey toward growth.
At American Receivable, we’re proud to be that trusted partner for businesses nationwide. We work quickly, charge fairly, and are always available to support your success.
If you’re ready to work with the best factoring company, contact American Receivable today. Call us at 800-297-6652 or visit www.americanreceivable.com to get a free quote and see how we can turn your unpaid invoices into working capital—fast.
Let’s grow your business together. With American Receivable, you’re not just getting funding—you’re gaining a partner.


