Four Warning Signs of Predatory Lending

Warning Signs of Predatory Lending

As many small businesses are recovering from the pandemic, scammers and predatory lenders are taking advantage of businesses searching for funding.  As the Paycheck Protection Program is over and approvals for bank loans has dropped by 20%, this gap in funding is making business owners a bigger target to the vultures masquerading as legitimate funding […]

Avoid These 4 Common Mistakes Financing Your Business

Avoid 4 Mistakes Financing Your Business

Every business owner knows it takes money to make money.  While a business owner is adding employees and renting additional space to take on larger contracts it’s crucial that financing for this growth is already in place.  Financing and cash flow issues is one of the top reasons that business fail with in their first […]

How to Gain Trust During the Pandemic

Masked office workers

This pandemic has changed so many ways business is done, but one thing has remained constant. Clear, honest communication is critical to both your customers and employees.  A recent small business survey revealed that better communication led to better customer experiences. The truth of the matter is that having excellent communication with customers is often […]

Invoice Factoring vs. Traditional Bank Loans

factoring written on a notebook

What’s the difference between invoice factoring and traditional bank loans?  It’s a question we hear a lot, so in this article we’ll take a look at the pros and cons to help you decide which is best for your company.  When searching for financing to meet your day-to-day expenses traditional bank loans or lines of […]

See How Invoice Factoring Helps Small Business

business handshake invoice factoring

American Receivable recently completed three new account receivable factoring facilities, including: Texas-based Produce Company This company needed funds to take advantage of growing sales orders from a regional distributor. ARC put together a factoring and credit insurance facility to both growth capital and reduced credit risk. California-based Inventory Auditing Company This company saw a dramatic […]

How Does Factoring Improve Your Cash Flow?

cash flow - man holding tablet computer

With invoice factoring, you bill your customer as you normally do then you sell that invoice to a factoring company.  Factoring your invoices is good for businesses that are growing but experiencing interruptions in cash flow. Positive cash flow can be difficult for a business to maintain when you have to wait 30, 60 or […]

A Message from American Receivable

important message from american receivable

We hope you and your family are healthy and safe during these unprecedented times.  It has been challenging for all of us.  Here at American Receivable, we like many of you, have had to adapt to maintain operations.  With more states and businesses reopening, cash flow will be vital to back up and running. Invoice […]

A Different Memorial Day

Memorial day vector art

For the first time in over 25 years I will not be attending the Memorial Day service.  The service is another victim to the Coronavirus.   The attendance has been slightly shrinking over the years.  Most Americans have no connection to Memorial Day ceremonies.  Memorial Day marks the start of summer with backyard barbeques, road trips and […]

Looking Forward to 2020

The word 2020 written on highway road in the middle of empty asphalt road at golden sunset and beautiful blue sky. Concept for new year 2020.

Owning and operating a small business takes dedication and hard work. As 2019 comes to a close, it’s a good time to take a look back at the business practices that worked well, and which ones need to be improvement. Consider these tips to make sure your business remains successful in the coming year. FOCUS […]