How Fintech Revolutionizes SME Funding

fintech revolutionizes funding

In today’s fast-paced business world, small and medium-sized enterprises (SMEs) play a vital role in driving economic growth. However, these businesses often face significant challenges when it comes to obtaining the necessary funding to fuel their expansion and maintain a competitive edge. Fortunately, the advent of financial technology (FinTech) has transformed the landscape of business […]

Empowering Texas Businesses

austin small business

In the ever-evolving landscape of business financing, one company has stood the test of time, empowering Texas businesses for over four decades. American Receivable, a Dallas-based factoring company, has been a trusted partner for entrepreneurs and organizations across the Lone Star State since 1979. With their unwavering commitment to exceptional service, American Receivable has established […]

Building a Strong Relationship With Your Bank

business handshake invoice factoring

As a business owner, your relationship with your bank plays a crucial role in the success of your venture. It’s no secret that big banks dominate the financial landscape, holding a significant portion of deposits. However, recent statistics show that while these banks hold 63% of all deposits, they only account for 28% of small […]

Beware of Online Money Lenders

Online money lender

Today, business owners have a wide range of financing options, including online business lenders. However, not all online lenders are created equal, making it challenging to differentiate between the good and the not-so-good ones.  Merchant Cash Advance lenders have earned the reputation of not disclosing terms and hiding their costs. Online business lenders excel at […]

Receivable Factoring: A Tool To Scale Up

invoice factoring working capital

Receivable financing, also known as invoice factoring, is a financing tool where a business sells its account receivables, or open invoices, to a factoring company.  This type of financing is increasingly being used by SME (small, medium enterprises) to support their day to day working capital needs and fund their growth plans.  Benefits of Factoring […]

How Receivable Factoring Companies Can Benefit Your Company

business tips

When it comes to obtaining the necessary funds for your company’s growth, receivable factoring can be a game-changer. As a business owner, you understand that consistent cash flow is vital for operational expenses and seizing growth opportunities. That’s where invoices and accounts receivable play a crucial role. However, slow-paying customers or skipped payments can disrupt […]

Run a Tight Ship

A sailing crew

Running a tight ship is essential to the survival of your business. In order to maximize profit, the entrepreneur has to make sure that they have a tight system in place from on-boarding a new customer to receiving and accounting for payments.

Invoice Factoring Helps Make Payroll

business tips

As a small business owner, making payroll can be one of the biggest challenges that you face. Even if your business is doing well, there can be times when unexpected expenses or slow sales can make it difficult to meet your payroll obligations. If you are in this situation, it is important to take steps […]