American Receivable
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American Receivable gives you $10,000 - $5 million in working capital by advancing your money that is tied up in unpaid invoices. We are rated as one of the best accounts receivable factoring companies for small business by Business.com

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What is Invoice Factoring?

Why Factor With American Receivable?

  • Immediate Cash Flow
  • Focus on Core Business Activities
  • No New Debt Incurred
  • Faster Access to Capital
  • No Collateral Required
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American Receivable

See what makes us different.

  • No up-front fee, no due diligence fees and no surprises
  • No monthly minimums or maximums – clients determine their needs
  • Rates starting as low as .8%, with up to 95% advances
  • Custom tailored working capital solutions for each client
  • Fast approval – next day funding
  • Ranked #1 among factoring companies nationally
  • Privately owned and managed by original founders
  • Experienced tenured staff
  • No long-term contracts
  • Free Dunn & Bradstreet and Experian reports
  • 24/7 Client Web Access
  • We offer recourse and non-recourse factoring

Take a short survey and get a free wireless phone charger

We know how important cash flow is to your business. Invoice factoring can help you access the funds you need, without the wait. We’re here to help you grow, and as a thank you for your time, we’re offering a free wireless USB charger to qualified business owners who complete our quick, no-obligation survey!

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Our Partners Love Us

Cherish Broussard
Cherish Broussard
We have just surpassed our first year as a business and have been using American Receivable for the majority of that time. I don't know how we would have made it without them. They have helped stabilize our company and we have established such a great relationship with Sarah, Jack, and, of course, Brad. They are so thorough, transparent, communicative and, dare I say, endearing with the dad jokes. Thank you guys for all that you do and for being so patiently willing to answer every single question I have!
Steven Hunt
Steven Hunt
We have been with American Receivable now for 3.5 years and have had nothing but great service from Jack and his team over there. We've worked with Brad and Sarah over the years and they have been nothing but fully supportive with our needs. As our company grew and then began to shrink due to Covid-related personnel losses, they have been there for us every step of the way. Now we are in the post-covid rebuilding stages and they remain steadfast in their support of our business as we add more personnel. Thanks guys for everything and we highly recommend American Receivable to any business owner looking for factoring services.
Germain Trotter
Germain Trotter
It has been a GRREATT experience working with American Receivable because I am small business based in Texas it was very important for me to work with a Texas Factoring company and I can honestly say that I chose the right one! It feels like working with family as they work with you to ensure that you are successful. I highly recommend American Receivable.
Joven Macaldo
Joven Macaldo
I’m happy to review American Receivable and Brad! Our nurse staffing company was just getting off the ground. Brad took the time to explain factoring and made sure we understood every step. With their factoring our nurse staffing agency makes every payroll and is adding new customers. Thank you Brad! Partnering with American Receivable is the best decision we have made!

Accounts Receivable Factoring

Ranked #1 among factoring companies nationally by:

  • Credit lines up to $5,000,000
  • Choose the invoices you need to factor
  • No long-term contracts
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What is invoice factoring?
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Invoice Factoring for Small Business

We’ve helped small businesses and start-ups find success with alternative funding solutions

Find Out How

Learn What Makes American Receivable Stand Out from Other Factoring Companies

Find Out How
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Listen To American Receivable’s Brad Gurney On The TDJ Equity Funding Insiders Podcast

Listen to American Receivable’s Brad Gurney on the TDJ Equity Funding Insiders Podcast! 📢 Brad sits down with host Jacquelyn Jackson

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Years in business
1 +
In funds delivered
$ 1 B+
Businesses helped
1 +

A+

Rating on BBB

Nick E
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American Receivable has been our trusted & invaluable finance partner for 20+ years...

— Nick Eichelberger

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The Invoice Factoring Blog

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How Much Cash Can You Get With Invoice Factoring? Use Our Handy Online Calculator.

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Extending Credit to Clients? Let American Receivable Help Manage Your Credit Risk

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