American Receivable - providing funding for growing companies in Texas for over 38 years by supplying immediate cash for your accounts receivable.
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Business Factoring

The current economic climate presents many small and mid-sized businesses with a variety of obstacles. Foremost among them, is the challenge of maintaining a healthy cash flow. Business factoring provides an innovative, yet widely accepted method of converting past due invoices into immediate working capital.

Unlike traditional bank loans and lines of credit, business factoring is ideal for businesses that don't meet the stringent lending criteria of most business lenders.

Business factoring, also referred to as invoice factoring and accounts receivable factoring, provides businesses with a new level of flexibility and addresses their immediate need for operating funds.

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Factoring requires no long-term contract, requires on collateral, and places no limits on how the factoring proceeds can be used.

Other benefits include:

  • FAST APPROVAL – typically in as Little as 24 Hours
  • No application fee or hidden costs
  • No audit process
  • No monthly minimum
  • 24-hour online account access
  • Complete confidentiality
  • Competitive rates – starting at just 1%

Call us at 800-297-6652 to learn whether
Business Factoring is Right for You

Immediate Approval

Business factoring doesn't involve a lengthy and invasive audit and approval process. So you get the funds you need, when you need them. Most applications are approved in as little as 24 hours.

Since 1979, American Receivable has provided businesses of all sizes and types with simple, straightforward cash flow solutions to help them meet their day-to-day funding needs.

Most of our clients have less-than-perfect credit histories and many were undergoing reorganization, which made it difficult for them to qualify for traditional bank loans.

No Limits on How Your Funds are Used

Business factoring does not require you to stipulate how your funds will be used. Factoring funds may be used to:

  • Purchase inventory
  • Make payroll
  • Upgrade equipment
  • Expand office or warehouse space
  • Hire additional personnel

No Negative Impact on Your Credit Rating

Traditional bank loans can reflect negatively on your credit rating. But business factoring can actually improve your credit score.

In fact, most of our clients return to traditional bank funding one the factoring relationship is completed.

Why Choose American Receivable?

Over the past three decades, American Receivable has established a reputation as one of the leading factoring companies in the country. As a self-funding factoring business, we have the flexibility to approve applications quickly and our personalized customer service is second to none in the factoring industry.

Click to download an application or call us at 1-800-297-6652 to learn more about American Receivable and how business factoring can benefit your business.

Call 1-800-297-6652

American Receivable Top 10 Reviews
Ranked #1 among factoring
companies nationally

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toll free: 1.800.297.6652
Dallas/Fort Worth: 972.404.4726
Austin: 512.478.6523
San Antonio: 210.349.3244
Houston: 281.442.7000
fax: 972.404.7016
12655 N Central Expressway, STE 675
Dallas, Texas 75243