Financing Your Business Through The Holidays

The holidays are upon us and often bring stressful challenges for some business owners.  Many businesses tend to see a slowing trend toward the end of the year. Some businesses delay payments to suppliers resulting in a trickle down effect to the supplier, resulting in a cash flow deficit.  This affects the supplier’s available cash for business operations.  Purchasing and manufacturing become limited due to a cash shortage and payroll is a priority.  Even with a bank loan, the business owner is responsible for re-paying the loan.  If customers are delaying payments,  the business owner may not be able to comply with the loan agreement.

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Choosing the Right Factoring Company for Your Business

shaking hands when choosing a factoring companyChoosing the right factoring company is an important decision for you and your business. The right factoring company will help you maintain cash flow and grow your business while the wrong choice can leave you with a bigger financial gap than when you started.

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How to Create a Rainy Day Fund for Your Small Business

small business rainy day fundAs a small business owner, one of the best pieces of advice you’ll ever get is to never get too comfortable when things are running smooth.

In the same way traffic accidents occur unexpectedly and natural disasters occur without notice, your business can also suffer painful emergencies. When it does, you need to be in a position to protect your business and keep it running.

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8 Small Business Finance Tips

small business cash flow folderRunning a small business can be tough, frustrating, and requires most owners to wear multiple hats.

While most owners are comfortable being involved in sales, marketing, production and even HR, many feel completely out of their element when it comes to financing.  While this is an area that’s typically better left to those with the necessary training and experience there are some basic things that every startup business owner should do in order to keep their company in the black.

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ARC Continuing Relief Efforts

American Receivable Corporation is continuing relief efforts by offering special rates to businesses affected by Hurricane Harvey and extending those rates to those affected by Hurricane Irma. American Receivable has already aided eight Houston area small businesses in their recovery efforts in the last month with hopes to grow that number as it extends to Florida. Discounted rates start as low as .8% with up to 90% funding in 24 hours.

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Business Strategies for Cash Flow

Strategies to turnaround a struggling business with cash flow problems has many sides. Benefits, payroll and other expenses directly related to the number of people working for a company may be one of the largest expenses. There may be areas where a company can cut cost by eliminating positions that are no longer necessary and determining what benefits and other costs may be eliminated. Additional costs like office leasing may be renegotiated, as well as non-essential supplies and other items purchased for the office.

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American Receivable Offering Special Rates for Houston

American Receivable Corporation is now offering special rates for Houston. American Receivable is Texas Proud and is currently offering special rates to businesses in Houston needing capital to recover from Hurricane Harvey.  While there is so much that still needs to be done, some of these businesses could be of great value to that effort.  Houston business owners have been extremely generous in efforts to help the citizens of Houston persevere through this catastrophe. American Receivable would like to offer these special rates for Houston businesses needing quick access to capital to rebuild or continue operations.

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How to Stay Safe When Applying for Business Financing Online

applying for business financing onlineThe majority of SMBs now apply for financing online. It’s easier and much more convenient than joining the queue at lenders’ facilities.

However, applying for business financing online also come with one major risk – cyber-crime. The Internet is prime “feeding grounds”  for criminals waiting to pounce on your personal and financial information. Here are five security tips to help you avoid these risks when applying for financing online.

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