American Receivable - providing funding for growing companies in Texas for over 38 years by supplying immediate cash for your accounts receivable.
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American Receivable has proven to be the best financial service provider in the receivable factoring industry for over 37 years.  Our service and commitment to our clients has earned us the #1 ranking among factoring companies nationally.

What Makes American Receivable Stand Out?

  • Founded and managed by two entrepreneurs
  • Experienced tenured staff
  • Custom tailored working capital solutions for each client
  • Rates starting as low as .8%, with up to 95% advances
  • Fast approval - next day funding
  • 24/7 Client Web Access
  • No up-front fee, due diligence fees and no surprises
  • No monthly minimums or maximums - clients determine their needs
  • Complementary Dunn & Bradstreet and Experian reports
  • No long term commitments

Receivable factoring, also known as invoice factoring, provides an unlimited source of working capital without increasing your debt position. We base our lending decisions on the product or services, as well as the financial strength and stability of our clients' customers.

Is Receivable Factoring Right for Your Company?

Since 1979 American Receivable has helped growing companies meet their goals by providing the working capital essential to business operations. A growing business' greatest asset might be their accounts receivable – but banks are not likely to make these types of loans. Owners of rapidly-growing businesses with more opportunities than fixed assets are looking outside the banking world for this kind of financing.

American Receivable solves the problems of cash flow created when a fledgling business has growth opportunities that outpaces its ability to finance them with existing capital resources.

The primary concern of the entrepreneur is to operate profitably and efficiently. Taking the owner's focus away from operations and sales to solve credit and cash flow problems robs him or her of valuable time and energy. These problems are better solved by business finance experts. American Receivable Corporation is a company owned and managed by such experts.

American Receivable works with bank referred clients to help them meet their short and long term cash flow needs to improve their bottom line. The majority of our bank referred clients return to traditional bank financing once the factoring relationship ends.

Solving Cash Flow Problems

By converting invoices into cash, American Receivable provides the growing business with the capital to handle payroll, purchase materials, and meet other expenses. Accounts receivable financing alleviates the pain of delaying operations while waiting for payments from customers.

Call 1-800-297-6652
to Learn if Factoring is Right for Your Business

Long-Term Source of Funds

Commercial factoring provides a valuable, ongoing source of funds, equivalent to a line of credit.

Leaving the Owner in Control

When you partner with American Receivable to factor accounts receivable, there is no more uncertainty about when the cash supply will meet the immediate needs of the business. Many companies will utilize this cash to take advantage of payment discounts to suppliers, effectively increasing profit margins!

American Receivable supplies the knowledge, the needed cash, and the interest in your business that enables you to achieve steady, solid growth in even the toughest, most competitive situations.

No Limits

Our goal is to help the client achieve slow, steady growth over a period of time so they can return to their bank for traditional financing.

Contact American Receivable today to learn more and determine if invoice factoring is right for your business. Our experienced staff will work with you to design an invoice factoring solution that meets your unique business needs.


Call us today at 1-800-297-6652

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American Receivable Top 10 Reviews
Ranked #1 among factoring
companies nationally

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toll free: 1.800.297.6652
Dallas/Fort Worth: 972.404.4726
Austin: 512.478.6523
San Antonio: 210.349.3244
Houston: 281.442.7000
fax: 972.404.7016
12655 N Central Expressway, STE 675
Dallas, Texas 75243